Review: Citi Simplicity Credit Card

If you’re serious about paying off credit card debt, two things matter most: locking in as much interest-free time as possible — and acting quickly before more interest piles up.

With 0% intro APR for 21 months on Balance Transfers, The Citi Simplicity® Card gives you nearly two years to make real progress on your debt, instead of watching interest eat up your payments each month.

You won’t even pay an annual fee to hold the card, and applying takes just a few minutes from your phone or computer.

But don’t wait too long — we often see 0% intro APR periods get cut without notice, so it’s smart to act while this one’s still available.